If you receive a moving violation in New Jersey, points will be added to your NJ driving license and driving record. Other violations such as parking tickets, do not have points associated with them.
Once you receive 6 points or more within 3 years, the NJ MVC will impose a surcharge of $150 plus point costs.
Before you reach 6 points, you can reduce the number of points on your drivers license by 2 points when you complete the NJ defensive driving course which is available online.
Get a 2 Point Reduction
The 2 point reduction defensive driving course can also help reduce your NJ car insurance rate. The NJ mandatory law states upon completion of the 6 hour NJ defensive driving course, drivers are eligible to receive up to 10% reduction on their car insurance for 3 years. Contact your NJ auto insurance agent to confirm what percentage discount you’re eligible to receive.
Point Deduction
There are other ways that your points come off your New Jersey drivers license.
- One Year with No Violations = 3 points are removed
- Defensive Driving Course Online = 2 points are removed
For full information and a link to register for an online defensive driving course, click this link: http://www.njpoints.com/points/
Because your past driving behavior is indicative of your future behavior on the road, your driving history is a major factor in how your risk is viewed and, in turn, how your premium gets calculated. Let’s look into how your driving record affects your auto insurance rates.
DMV Points and Your Driving Record
Many states use a points system for tickets and moving violations. The points go on your driving record and stay for specified periods of time (determined by your state and by the violation). The more points you accumulate, the more likely you are to lose your driver’s license, and the higher the risk you pose to your car insurance company.
When you are considered a “high-risk driver” by your insurance provider, you are subject to higher car insurance rates because you are more likely to file a claim than someone with a better driving record.
Violations still go on your record even if you live in a state that does not use the points system. Moving violations such as speeding, reckless driving, and DUI on your record will still result in premium increases.
Learn more about how points and other infractions affect your car insurance rates by clicking this link: http://www.dmv.org
Points for NJ Speeding Tickets
Here are a few examples of the points you will receive for speeding in New Jersey:
- 1 to 14 MPH over speed limit = 2 points
- 15 to 29 MPH over speed limit = 4 points
- 30 MPH or more over speed limit = 5 points
Speeding is the leading cause of car accidents so law enforcement takes it very seriously. In New Jersey you can receive a speeding ticket from a variety of law enforcement agencies including the New Jersey State Police, a county sheriff or city police departments.
Click Here for full information: www.njpoints.com The site also includes a link to a defensive driving course which is one way that you can remove points on your license.
